WHAT'S YOUR SPENDING STYLE?

1. While shopping with a friend at a mall across town one weekend, you see a shirt you love, on sale for $15. You decide to come back next weekend with money to buy it. On Monday, you spot the same shirt at a store right by your house - it costs $25 there. What do you do?

Buy it at the store near your house - you can’t wait.

Wait until the next weekend when you can go and get the one that's on sale.

2. When you get a cheque for your birthday, you:

Put it in the bank.

Spend it.

3. It’s your one month anniversary with your sweetie. Do you give him:

Something expensive so he will know how much you care about him.

Something inexpensive but thoughtful, or even something you made yourself.

4. Do you often run out of money before it’s time for your next allowance?

Yes.

No.

5. Your mom gives you $15 for spending money for a day-long school trip. Your friends want to go somewhere for lunch that will cost all your $15. The problem is, you know you’ll be hungry later and you’ll want to buy a snack for the bus ride home. What do you do?

Convince your friends to go somewhere cheaper so you can buy bus snacks later.

Go with your friends to the expensive place.

6. Have you ever made a big impulse purchase that you later regretted?

No.

Yes.

7. You are invited to a big party. You have a cute dress that you could wear, but you wore the same dress to an event last year where some of the same people came who’ll be at the party. You could buy something new, but you’re pretty broke. What do you do?

Wear the dress you already have.

Beg your parents to buy you a new dress, or at least lend you the money for one.

8. Do you think that a grooming product (like nail polish or hair conditioner) is better if it costs more money?

Yes.

No.

9. Do you often end up broke, and you can’t even figure out where you spent all your money?

No.

Yes.

10. Do you think you’d go wild and spend way too much money if you had a credit card?

I doubt it.

Yes, I know I would.

11. You and a friend line up for half an hour to see a band at a local all-ages club. You thought the tickets were $10 each, but when you get to the front of the line you find out they are $30 each! You have $30 on you. What do you do?

Go somewhere else - there are lots of things you can do that don’t cost a fortune.

Pay the money - after all, it’s a special event that doesn’t happen that often.

12. Do you owe money to any of your friends?

Yes.

No.

13. When you go clothes shopping, you are more likely to:

Wander around and buy the stuff that appeals to you.

Make a list of what you need and buy only what's on the list.

14. Do you think you’ll have to be rich when you grow up to afford all the expensive things you like?

No, I don’t need a lot of expensive stuff to be happy.

Yes, I have expensive tastes and I’ll need to have lots of money to be happy.

15. You shop online:

Rarely or never.

Pretty often.

If you get letters instead of numbers, you missed answering a question!